Lock in your rate upfront and avoid interest rate risk
FHA, VA, and Conventional options
0% Down up to $822,375(VA ONLY)
3.5% Down up to FHA County Limits($356,362-822,375)
5% Down on Conventional construction loans
10% Down on Second homes
FICO 660+
Loans must include building no Lot/Land Loans
Maximum of 10-acres per build site
Stick Built and Modular Homes ONLY
NO log homes or metal homes (barndominium)
Tear Down and Rebuilds do qualify
No self-build or owner builders. The builder must be approved.
Does Not allow ADUs (Accessory Dwelling Unit û Granny Flat/Garage Conversions/Basement)
Construction loans are different animals. áThey have different rules and qualifying criteria. áNo feeling is worse than not qualify for the loan after you are committed to a lot. It makes for a REALLY bad day and a big mess. áAll of the loan officers listed on this site specialize in Construction Loans ONLY. They are battle-tested, seasoned, and recommended by your peers. Give them a call!
Do you want Construction Loan Specialist to contact you? weÆve made it really easy. Drop your name and phone number in the form on this page and weÆll let him know youÆre looking for him.